$460,000
 $2,469 est/mo Sourced by Back At You

3699 Moca Dr,ST CLOUD, FL 34772

ST CLOUD, FL 34772

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Description

Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, with LOW HOA AND NO CDD, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining* Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.* Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus roomperfect for a second family room, game room, media space, or play area.* The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12ideal for gatherings and entertaining.* This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 ROOF, NEW VINYL FENCING, reverse osmosis drinking water system, and a WHOLE-HOME softener/purification system.* Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communitie within minutes to Florida Turnpike making easy commutes to the Airport, Tampa, Amusement Parks and Downtown Orlando.

Details

MLS #O6418854
Listing TypeFor Sale
StyleHouse
HOA Dues$99
Sub-TypeFor-sale
StatusActive
Year2017
Days On Site64
Listing Provided ByCOLDWELL BANKER REALTY | Donnamarie Ebanks

Features

Bed(s)4
Bath(s) 3 Total
SQ Feet2,820
Garage2
Story(s)2
ZoningR-1
Acreage0.27
Water FrontYes
Property ViewWater

Taxes

Property4292

Area Information

StateFL
CountyOsceola
CityST CLOUD
Zip Code34772
Area34772 St Cloud (Narcoossee Road)
Community NameWHALEYS CREEK PH 1
Listing VS Median (in WHALEYS CREEK PH 1)
Price:
$460,000
low | high
Med:
$425,000
57.608695652174% of Average
sqft:
2,820
low | high
Med:
2,144
73.971631205674% of Average
$ / sqft:
$163
low | high
Med:
$198
28.477855288774% of Average
On site:
64
low | high
Med:
55
100% of Average
Sourced by Back At You

Market Activity 34772

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 Listings courtesy of Stellar MLS as distributed by MLS GRID.Based on information submitted to the MLS GRID as of August 27, 2026 at 1:05:58 AM PDT All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. “The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

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Learn More About This Property

StateFL
CountyOsceola
CityST CLOUD
Zip Code34772
Area34772 St Cloud (Narcoossee Road)
Community NameWHALEYS CREEK PH 1
Listing VS Median (in WHALEYS CREEK PH 1)
Price:
$460,000
low | high
Med:
$425,000
57.608695652174% of Average
sqft:
2,820
low | high
Med:
2,144
73.971631205674% of Average
$ / sqft:
$163
low | high
Med:
$198
28.477855288774% of Average
On site:
64
low | high
Med:
55
100% of Average
Sourced by Back At You
Listing Updated: August 11, 2026 at 9:29:01 AM PDT